The festive season has arrived, which means businesses can experience heightened risks. Whether you're closing shop for the holidays or leaving your premises unattended, it's essential to safeguard your business from potential threats. Our business insurance offers tailored cover options to ensure your peace of mind during this period. Here's how you can protect your business during the festive season.
Essential Cover Options
Fire Insurance
Fire incidents can strike unexpectedly, and the festive season is no exception. Fire insurance provides cover for damage caused by fire, lightning, storms, explosions, and other specified events.
What’s Covered:
- Commercial buildings and assets.
- Rent or rental value.
- Plant, machinery and other contents.
- Stock and materials in trade.
Office Contents Insurance
Your office contains valuable assets, from equipment to documents. Office contents insurance offers comprehensive cover for damages caused by unforeseen events.
What’s Covered:
- Movable assets on your premises.
- Damage due to pipe bursts.
- Impact from falling trees.
- Accidental breakage of glass fixtures.
- Theft involving forcible entry.
Theft Insurance
A business premises is a prime target for theft during the holiday season. Theft insurance provides cover for loss or damage caused during break-ins involving forcible and violent entry.
What’s Covered:
- Loss of fixtures and fittings.
- Replacement of locks and keys.
- Property belonging to the staff.
- Security guard expenses.
Considerations for Effective Protection
While business insurance provides financial cover, taking proactive measures is equally important. Ensure that your property complies with the following special provisions.
- Security Systems: Install burglar bars, security gates, and a linked alarm system to deter intruders.
- Lightning/Surge Protection: Equip your property with lightning and surge protectors to prevent electrical damage.
Secure Your Business
Protect your premises, assets, and peace of mind this festive season. Contact us today to discuss your business insurance requirements and stay prepared for the unexpected.
