We’ve all been there: you’re too tired to drive, have an unplanned drink at a holiday party, or simply need a favour. Handing over your car keys might be the safest option, but it comes with an important question: Does your car insurance cover you if someone else drives your car With car insurance from dotsure.co.za, you can customise your policy to suit your needs, ensuring peace of mind during the festive season or anytime you need someone else behind the wheel. Let’s explore your options.

What Does dotsure.co.za Motor Insurance Cover?

Under dotsure.co.za’s comprehensive car insurance, there are three main driver options you can choose from to tailor your cover to your driving habits. Plus, you can manage all of these driver options via our 24/7 Manage Portal, where you can easily turn this option on or off, based on your needs.

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1. Open Driver Policy

The most flexible option: anyone with a valid driver’s license and your permission can drive your car, and you’ll still be covered if something goes wrong. Whether it’s a family member, a friend or even a trusted colleague, you won’t have to worry about claims or repair costs.

  • Pros: Maximum convenience; anyone you trust can drive your car.
  • Cons: Highest premiums because of increased risk.

2. Nominated Driver Policy

Ah, the perfect middle ground. With this option, you can name a specific person (or a few) to drive your car. These individuals are listed on your policy schedule, ensuring they’re covered while keeping your premium lower than with an open driver policy.

  • Pros: More affordable than open driver cover.
  • Cons: Only nominated drivers are covered.

Ideal for families, this policy works well if you have a spouse or frequent co-driver.

3. Single Driver Policy

This option ensures that only you are insured to drive your car. If affordability is your top priority and you’re the sole driver, this is the best choice.

  • Pros: Lowest premiums.
  • Cons: No cover if someone else drives your car.

If you rarely or never let others drive your car, this option keeps your premium as low as possible.

How to Check or Update Your Car Insurance Policy

Not sure which driver option you have? It’s easy to check:

  1. Log into the 24/7 Manage Portal to view your policy, make changes or activate/deactivate driver options based on your holiday plans.
  2. Prefer the personal touch? Contact dotsure.co.za on 0861 368 7873 or email u2us@dotsure.co.za for assistance.

With flexible car insurance from dotsure.co.za and easy management, you can focus on enjoying the journey without worrying about the “what-ifs.”