Small business insurance custom
made for you.

Get cover for liability, equipment, office contents, fire damage, theft, and more!

Get 10% of your premium back
for staying claim-free*
Fast claims registration
and resolution
Get FREE personalised
risk analysis
Choose the cover you want*

See why thousands of
small business owners
trust us to protect their
bottom line.

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Nicola J

5 star rating
Within minutes of claiming I had received a call from Tiffany who was so easy to talk to and she explained every step of the way. It was so refreshing.
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Renee

5 star rating
Communication was constantly provided throughout the day. Very professional service in all aspects. Thank you!
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Blanche H

5 star rating
As always, dotsure.co.za has provided an excellent service as I claimed for my pet. Thank you Tiffany T. for speedily seeing to and finalizing my claim.
Avatar

Bianca A

5 star rating
My claim was handled instantaneously and professionally. Chantelle was friendly and professional. I always receive outstanding service from dotsure.co.za.
Avatar

Heinrich

5 star rating
Yandisa N. helped me sign up for an extended warranty on my vehicle. Patiently trying to call me multiple times after our initial phone call until I had the availability to talk to him.
Avatar

Isabel

5 star rating
dotsure.co.za helped me move over to them from a previous company that I wasn’t happy with. Not only do they have better prices, but they also go out of their way to help.
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Zenobia M

5 star rating
What a surprise when I submitted my claim and Dotsure paid out in less than 24 hours! I never knew companies like you still existed. Thank you very much.
Avatar

Joey C

5 star rating
Special thanks to Palesa for her friendliness and knowledge to assist me with my new policy. Best of luck and thank you.
Avatar

Nicola J

5 star rating
Within minutes of claiming I had received a call from Tiffany who was so easy to talk to and she explained every step of the way. It was so refreshing.
Avatar

Renee

5 star rating
Communication was constantly provided throughout the day. Very professional service in all aspects. Thank you!
Avatar

Blanche H

5 star rating
As always, dotsure.co.za has provided an excellent service as I claimed for my pet. Thank you Tiffany T. for speedily seeing to and finalizing my claim.
Avatar

Bianca A

5 star rating
My claim was handled instantaneously and professionally. Chantelle was friendly and professional. I always receive outstanding service from dotsure.co.za.
Avatar

Heinrich

5 star rating
Yandisa N. helped me sign up for an extended warranty on my vehicle. Patiently trying to call me multiple times after our initial phone call until I had the availability to talk to him.
Avatar

Isabel

5 star rating
dotsure.co.za helped me move over to them from a previous company that I wasn’t happy with. Not only do they have better prices, but they also go out of their way to help.
Avatar

Zenobia M

5 star rating
What a surprise when I submitted my claim and Dotsure paid out in less than 24 hours! I never knew companies like you still existed. Thank you very much.
Avatar

Joey C

5 star rating
Special thanks to Palesa for her friendliness and knowledge to assist me with my new policy. Best of luck and thank you.
Avatar

Nicola J

5 star rating
Within minutes of claiming I had received a call from Tiffany who was so easy to talk to and she explained every step of the way. It was so refreshing.
Avatar

Renee

5 star rating
Communication was constantly provided throughout the day. Very professional service in all aspects. Thank you!
Avatar

Blanche H

5 star rating
As always, dotsure.co.za has provided an excellent service as I claimed for my pet. Thank you Tiffany T. for speedily seeing to and finalizing my claim.
Avatar

Bianca A

5 star rating
My claim was handled instantaneously and professionally. Chantelle was friendly and professional. I always receive outstanding service from dotsure.co.za.
Avatar

Heinrich

5 star rating
Yandisa N. helped me sign up for an extended warranty on my vehicle. Patiently trying to call me multiple times after our initial phone call until I had the availability to talk to him.
Avatar

Isabel

5 star rating
dotsure.co.za helped me move over to them from a previous company that I wasn’t happy with. Not only do they have better prices, but they also go out of their way to help.
Avatar

Zenobia M

5 star rating
What a surprise when I submitted my claim and Dotsure paid out in less than 24 hours! I never knew companies like you still existed. Thank you very much.
Avatar

Joey C

5 star rating
Special thanks to Palesa for her friendliness and knowledge to assist me with my new policy. Best of luck and thank you.

Big benefits for small
businesses.*

Quick claims process Get claim feedback within 48 hours of submitting and get paid out in less than 72 hours.
Free personalised needs analysis We provide a free individualised needs audit to determine the level of protection you need.
A dedicated consultant You'll never wait in line in a call centre, we provide you with a dedicated business consultant.
No claims fund If you’re claim-free for 12 months, 10% of your premiums are added to your No Claims Fund and can be used to settle minor claims or reduce your excess.

Protecting your business
against unpredictable
incidents.

Cover for businesses over a wide
range of industries.

BROADFORM LIABILITY COVER

Revolutionary protection
for your small business.

Your business is protected against the most unexpected losses, by providing cover against claims that you may become legally liable to pay.

Negligent advice Damages from misinformation in technical promotion of your products or services.
Public liability Bodily injury, illness, death, or damage to property.
Pollution liability Injury or damage as a result of pollution.
Products or defective workmanship Injury or damage in connection with a product.

Build your cover

Only pay for protection you need.
Start by selecting two or more
sections below.

Contents Movable assets inside of the building.
Stock In case of fire, theft, or loss.
Equipment Electronic devices and the data stored on them.
Goods in Transit Loss or damage of goods during transit.
All Risks Movable assets outside of the building.
Vehicles Loss or damage to the business’ vehicles.
Buildings Damage as a result of an insured event.
Commercial Crime Fraudulent or dishonest acts by a third party.
E-hailing services Electronic public transport services like Uber, Bolt, etc.
Stand-alone product

We won’t hide this in the
Ts and Cs.

We want you to know exactly what we don’t cover.

Professional Indemnity Protection against financial losses due to negligence.
High-risk Cover for high-risk professions such as security services.
Logistics Cover for supply chain functions such as couriers.
Bakeries Cover for bakeries or pastry shops.
Antiques Cover for antique, second-hand, thrift, or pawn shops.